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tiene un objetivo: eliminar las molestias de gastar en el trabajo.","text","spendesk","es/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[127,128,129],{"path":125,"name":25,"lang":37,"published":25},{"path":125,"name":25,"lang":39,"published":25},{"path":125,"name":25,"lang":32,"published":25},[131],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":137,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":142,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":146,"default_full_slug":147,"translated_slugs":148,"_stopResolving":41},"Facturas","2023-04-12T07:18:47.128Z","2026-03-12T10:47:54.356Z",290528753,"4668b877-0b51-432a-8e0b-149cbe020955",{"_uid":138,"name":132,"component":22},"a2c58a16-f495-475f-951f-05171468aae4","facturas","es/blog/topic/facturas",-530,[],176456153,"af2726b3-27fb-42ea-8a1d-7ab712b95c87","2022-11-02T15:24:39.815Z",[],"blog/topic/facturas",[149,150,151],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"type":107,"content":153},[154,159,166,182,188,194,200,205,225,231,237,243,257,263,268,273,286,291,296,301,306,311,316,321,326,339,344,349,368,374,380,385,391,475,497,503,517,523],{"type":110,"attrs":155,"content":156},{"textAlign":25,"key":112},[157],{"text":158,"type":116},"Cada mes se repite la misma escena: decenas de facturas de proveedores acumuladas en la bandeja de entrada, datos que hay que introducir manualmente en el software de contabilidad y discrepancias de IVA (Impuesto sobre el Valor Añadido) que aparecen cuando ya no queda tiempo para corregirlas. Los responsables de administración o finanzas dedican días enteros a tareas repetitivas que, además, son fuente constante de errores. La automatización del procesamiento de facturas cambia ese escenario: sustituye parte de la carga manual por flujos digitales que capturan, validan, dirigen y preparan los datos para su contabilización, con intervención humana cuando es necesaria. En este artículo verás qué implica automatizar el ciclo de facturas, cómo interpretar los costes del procesamiento manual y qué criterios aplicar para elegir la solución adecuada para tu empresa.",{"type":160,"attrs":161,"content":163},"heading",{"level":162,"textAlign":25},2,[164],{"text":165,"type":116},"Qué implica el procesamiento automático de facturas de proveedores",{"type":110,"attrs":167,"content":169},{"textAlign":25,"key":168},"p-1",[170,172,180],{"text":171,"type":116},"El procesamiento automático de facturas abarca todas ",{"text":173,"type":116,"marks":174},"las fases del ciclo de cuentas a pagar",[175],{"type":176,"attrs":177},"link",{"href":178,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/cuentas-por-pagar/","_blank",{"text":181,"type":116},": recepción, captura de datos, validación, aprobación, preparación contable y pago. Una plataforma de automatización puede leer el documento, extraer el importe, la fecha, el número de factura, los datos del proveedor, la información de IVA y, en algunos casos, las líneas de detalle. Después, aplica las reglas de validación y envía la factura al responsable de su revisión o aprobación.",{"type":110,"attrs":183,"content":185},{"textAlign":25,"key":184},"p-2",[186],{"text":187,"type":116},"Digitalizar no es lo mismo que automatizar. Digitalizar significa convertir un documento en papel en un archivo digital, como un PDF. Automatizar significa que ese documento pueda procesarse mediante reglas y flujos configurados, con revisión humana cuando existan discrepancias. Además, convertir una factura en PDF no equivale por sí solo a realizar una digitalización certificada ni elimina automáticamente las obligaciones de conservación aplicables.",{"type":110,"attrs":189,"content":191},{"textAlign":25,"key":190},"p-3",[192],{"text":193,"type":116},"El responsable de administración de una distribuidora de 80 empleados introduce manualmente los importes de 300 facturas al mes en una hoja de cálculo; ha digitalizado parte del proceso, pero no lo ha automatizado. Sigue dedicando horas a trasladar datos de un sitio a otro y a corregir errores de transcripción.",{"type":110,"attrs":195,"content":197},{"textAlign":25,"key":196},"p-4",[198],{"text":199,"type":116},"La automatización de facturas de proveedores puede reducir esa carga: desde el momento en que la factura entra en el buzón de correo o se carga en el sistema, el software extrae los campos disponibles, aplica las reglas definidas y prepara la información para su revisión, aprobación o exportación contable. El equipo financiero dedica su tiempo a revisar excepciones, no a introducir todos los datos desde cero.",{"type":160,"attrs":201,"content":202},{"level":162,"textAlign":25},[203],{"text":204,"type":116},"El coste real de procesar facturas a mano",{"type":110,"attrs":206,"content":208},{"textAlign":25,"key":207},"p-5",[209,215,217,223],{"text":210,"type":116,"marks":211},"Procesar facturas de forma manual",[212],{"type":176,"attrs":213},{"href":214,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/facturas-proveedores/",{"text":216,"type":116}," puede resultar caro, y no solo por las horas de trabajo. Según ",{"text":218,"type":116,"marks":219},"Ardent Partners",[220],{"type":176,"attrs":221},{"href":222,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.datocms-assets.com/80283/1744404602-ardent-partners-ap-metrics-that-matter-in-2025-pagero-final.pdf",{"text":224,"type":116},", el coste medio de procesar una factura es de $9,40. En las organizaciones clasificadas como _Best-in-Class_ (las de mejor rendimiento del estudio), el coste medio es de $2,78, mientras que en el grupo denominado _All Others_ (el resto de organizaciones) asciende a $12,88. El informe no define este último grupo como empresas \"sin automatización\", por lo que no debe presentarse como una comparación causal entre procesos manuales y automatizados.",{"type":110,"attrs":226,"content":228},{"textAlign":25,"key":227},"p-6",[229],{"text":230,"type":116},"Cuando se aplican estas cifras a una empresa concreta, deben tenerse en cuenta el volumen de facturas, la estructura del equipo, el tipo de proveedores y la metodología utilizada. Los datos sirven como referencia externa, no como estimación automática del ahorro que obtendrá una empresa determinada.",{"type":110,"attrs":232,"content":234},{"textAlign":25,"key":233},"p-7",[235],{"text":236,"type":116},"El tiempo es otro factor crítico. En el mismo estudio de Ardent Partners, el plazo medio de procesamiento de una factura es de 17,4 días en el grupo _All Others_, frente a 3,1 días en las organizaciones _Best-in-Class_. Estas cifras describen una diferencia entre grupos de empresas, no un experimento que demuestre que la automatización sea la única causa del resultado.",{"type":110,"attrs":238,"content":240},{"textAlign":25,"key":239},"p-8",[241],{"text":242,"type":116},"Los errores manuales agravan el problema. La tasa de excepciones, es decir, el porcentaje de facturas que requieren intervención por una discrepancia, es del 22 % en el grupo _All Others_, frente al 9 % en las organizaciones _Best-in-Class_. Ardent Partners incluye en esta categoría errores de codificación, información incompleta, bloqueos en la aprobación y ausencia de pedido de compra.",{"type":110,"attrs":244,"content":246},{"textAlign":25,"key":245},"p-9",[247,249,255],{"text":248,"type":116},"Según ",{"text":250,"type":116,"marks":251},"APQC",[252],{"type":176,"attrs":253},{"href":254,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.apqc.org/resource-library/resource-listing/percentage-duplicate-disbursements-processed",{"text":256,"type":116},", la mediana de pagos duplicados o erróneos equivale al 1,5 % del número anual de desembolsos procesados. Este porcentaje no representa el 1,5 % del valor total pagado ni necesariamente el porcentaje de facturas afectadas.",{"type":110,"attrs":258,"content":260},{"textAlign":25,"key":259},"p-10",[261],{"text":262,"type":116},"Para un equipo financiero que descubre facturas con errores de IVA al cierre de mes, el coste oculto puede incluir asientos de corrección, revisiones adicionales, tensiones con los proveedores y riesgos derivados de una información incompleta. Automatizar determinadas comprobaciones puede ayudar a detectar las excepciones antes de que lleguen al cierre, pero no sustituye la revisión contable ni fiscal que corresponda.",{"type":160,"attrs":264,"content":265},{"level":162,"textAlign":25},[266],{"text":267,"type":116},"De la recepción a la validación sin teclear todos los datos",{"type":110,"attrs":269,"content":270},{"textAlign":25,"key":112},[271],{"text":272,"type":116},"La captura inteligente transforma determinadas facturas en datos estructurados listos para procesar, tanto si llegan en PDF por correo como si se cargan desde una aplicación. El OCR (reconocimiento óptico de caracteres) puede extraer el importe, la fecha, el número de factura, el NIF del proveedor, los tipos y cuotas de IVA y algunas líneas de detalle. La precisión depende de la calidad y del formato del documento, por lo que los datos extraídos deben revisarse antes de contabilizarlos o utilizarlos para una decisión fiscal.",{"type":110,"attrs":274,"content":275},{"textAlign":25,"key":168},[276,278,284],{"text":277,"type":116},"La digitalización de facturas es solo el primer paso. Lo que aporta valor real es la validación mediante reglas y flujos de aprobación. El software puede comparar los datos extraídos con el pedido de compra y la información de recepción. Si los datos cumplen las reglas configuradas, la factura avanza al siguiente paso. Si hay discrepancias, el sistema puede marcarla como excepción y notificar al responsable. Este ",{"text":279,"type":116,"marks":280},"proceso de conciliación a tres vías",[281],{"type":176,"attrs":282},{"href":283,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/orden-de-compra/",{"text":285,"type":116}," puede reducir los pagos incorrectos, siempre que estén disponibles los datos del pedido, la factura y la recepción, y que el flujo esté configurado para utilizarlos.",{"type":110,"attrs":287,"content":288},{"textAlign":25,"key":184},[289],{"text":290,"type":116},"La factura de un proveedor de material de oficina que llega por correo electrónico puede contrastarse con el pedido registrado en el sistema: cantidad, precio unitario y condiciones de pago. Si todo coincide con las reglas definidas, puede pasar a aprobación sin que nadie tenga que volver a introducir manualmente cada dato. Si existen diferencias, el equipo debe revisarlas antes de continuar.",{"type":110,"attrs":292,"content":293},{"textAlign":25,"key":190},[294],{"text":295,"type":116},"Algunas empresas aplican una política de \"_No PO, No Pay_\" (sin pedido de compra, no hay pago), según la cual las facturas sin pedido de compra no se aprueban ni se pagan. Su aplicación depende del proceso interno y de la configuración de la solución. No debe presentarse como una función universal o activada por defecto en todas las plataformas.",{"type":110,"attrs":297,"content":298},{"textAlign":25,"key":196},[299],{"text":300,"type":116},"Para clientes del Espacio Económico Europeo (EEE) y determinados pagos en euros, los servicios de pago de Spendesk Financial Services SAS, entidad de pago francesa autorizada por la ACPR, se ofrecen a través de la plataforma de Spendesk. Spendesk no es un banco y el uso de su plataforma no garantiza por sí solo el cumplimiento de las obligaciones fiscales, contables o de facturación de la empresa.",{"type":110,"attrs":302,"content":303},{"textAlign":25,"key":207},[304],{"text":305,"type":116},"Spendesk puede utilizar OCR para capturar datos de facturas, ofrecer flujos de aprobación configurables y facilitar la conciliación entre facturas y pedidos. La conciliación a tres vías requiere la configuración correspondiente y datos de recepción disponibles. La aplicación de controles sobre facturas sin pedido también depende del flujo definido por la empresa.",{"type":160,"attrs":307,"content":308},{"level":162,"textAlign":25},[309],{"text":310,"type":116},"Aprobaciones y preparación contable conectadas con tu software financiero",{"type":110,"attrs":312,"content":313},{"textAlign":25,"key":227},[314],{"text":315,"type":116},"Una vez revisada, la factura debe pasar por el circuito de aprobación que corresponda según su importe, centro de coste o naturaleza del gasto. Los flujos configurables permiten definir reglas como las siguientes: las facturas de menos de 500 € las aprueba el responsable de equipo; las de 500 a 5.000 €, el controller; y las superiores a 5.000 €, el director administrativo y financiero. Cada aprobador puede recibir una notificación y, cuando la función esté disponible para su rol, autorizar desde el ordenador o desde la aplicación móvil.",{"type":110,"attrs":317,"content":318},{"textAlign":25,"key":233},[319],{"text":320,"type":116},"La preparación contable de las facturas puede asignar o sugerir la cuenta contable, el código de IVA y el centro de coste mediante reglas predefinidas, datos del proveedor, categoría de gasto o información extraída del documento. Estas sugerencias deben revisarse antes de exportar los datos o registrarlos en el sistema contable. La solución no sustituye la responsabilidad del equipo financiero sobre la correcta contabilización ni sobre el tratamiento fiscal aplicable.",{"type":110,"attrs":322,"content":323},{"textAlign":25,"key":239},[324],{"text":325,"type":116},"El responsable que aprueba desde el móvil una factura de servicios de consultoría puede consultar el documento y completar la aprobación sin estar delante del ordenador. La preparación de los datos contables y su exportación dependerán de los códigos configurados, del plan contratado y del sistema de destino.",{"type":110,"attrs":327,"content":328},{"textAlign":25,"key":245},[329,331,337],{"text":330,"type":116},"La ",{"text":332,"type":116,"marks":333},"sincronización con el ERP o software de contabilidad",[334],{"type":176,"attrs":335},{"href":336,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/gestion-de-facturas/",{"text":338,"type":116}," cierra el ciclo. Spendesk ofrece integraciones nativas para determinados productos y versiones, así como exportaciones o importaciones de asientos contables para otros sistemas. Por ejemplo, existe una integración documentada con Sage 100 en determinadas configuraciones y flujos de importación de asientos para algunos productos de Sage y Cegid. La disponibilidad depende del producto, la versión, el país y la configuración.",{"type":110,"attrs":340,"content":341},{"textAlign":25,"key":259},[342],{"text":343,"type":116},"La compatibilidad con Holded o A3 debe confirmarse para cada caso y no debe presentarse como una integración nativa generalmente disponible. Si el sistema de la empresa o de su asesoría no dispone de una integración directa, puede ser necesario utilizar un formato de exportación, una importación manual o una conexión mediante API, según las opciones disponibles.",{"type":160,"attrs":345,"content":346},{"level":162,"textAlign":25},[347],{"text":348,"type":116},"Cómo la automatización acelera el cierre mensual",{"type":110,"attrs":350,"content":352},{"textAlign":25,"key":351},"p-11",[353,359,361,366],{"text":354,"type":116,"marks":355},"El cierre mensual",[356],{"type":176,"attrs":357},{"href":358,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/cierre-de-mes/",{"text":360,"type":116}," concentra la presión de todo el ciclo de cuentas a pagar. Según los datos de ",{"text":250,"type":116,"marks":362},[363],{"type":176,"attrs":364},{"href":365,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.apqc.org/resource-library/resource/cycle-time-perform-monthly-close",{"text":367,"type":116},", el tiempo mediano para completar el cierre mensual es de aproximadamente 6,4 días naturales, mientras que el cuartil superior (las más rápidas) completan el cierre en 4,8 días o menos. Esta métrica mide el tiempo transcurrido entre la ejecución del balance de comprobación y la finalización de los estados financieros consolidados. No es, por sí sola, una comparación entre empresas automatizadas y empresas no automatizadas.",{"type":110,"attrs":369,"content":371},{"textAlign":25,"key":370},"p-12",[372],{"text":373,"type":116},"La conciliación de facturas con pedidos y datos de recepción puede reducir las discrepancias que antes se detectaban en el último momento. Los datos de gasto pueden estar disponibles antes, en lugar de concentrarse al final del mes cuando ya es tarde para actuar. El equipo financiero puede dedicar menos tiempo a perseguir facturas pendientes y más a analizar desviaciones presupuestarias.",{"type":110,"attrs":375,"content":377},{"textAlign":25,"key":376},"p-13",[378],{"text":379,"type":116},"El impacto concreto dependerá de la calidad de los datos, el volumen de facturas, la configuración de los flujos, las integraciones y el nivel de adopción por parte de los equipos.",{"type":160,"attrs":381,"content":382},{"level":162,"textAlign":25},[383],{"text":384,"type":116},"Qué criterios usar para elegir una solución",{"type":110,"attrs":386,"content":388},{"textAlign":25,"key":387},"p-14",[389],{"text":390,"type":116},"No todas las plataformas de automatización de facturas de proveedores se adaptan igual a una empresa española de 50 a 500 empleados. 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Puede reducir el tiempo de registro, pero la información debe revisarse antes de exportarla o contabilizarla, especialmente cuando afecta al IVA o a otros requisitos fiscales.",{"_uid":578,"title":579,"component":569,"description":580},"84e8239d-33c8-4451-be64-613b54bf0b3e","¿Qué diferencia hay entre digitalizar y automatizar las facturas de proveedores?",{"type":107,"content":581},[582],{"type":110,"attrs":583,"content":584},{"textAlign":25,"key":112},[585],{"text":586,"type":116},"Digitalizar convierte un documento en papel en un archivo digital, como un PDF. Automatizar permite que el documento se procese mediante reglas, conciliaciones y flujos de aprobación. 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Conserva el expediente completo durante cuatro años, de acuerdo con el plazo fiscal.",{"_uid":2583,"title":2584,"component":569,"description":2585},"b686385c-d192-4852-9fc5-7af23a4a9b4d","¿Cuál es la diferencia entre el Modelo 210 y el Modelo 216?",{"type":107,"content":2586},[2587],{"type":110,"attrs":2588,"content":2589},{"textAlign":25},[2590],{"text":2591,"type":116},"El Modelo 210 es la autoliquidación del no residente sobre las rentas obtenidas en España, mientras que el Modelo 216 es la declaración mediante la que el pagador ingresa las retenciones, normalmente cada trimestre dentro de los primeros 20 días del mes siguiente.",{"_uid":2593,"title":2594,"component":569,"description":2595},"f47c0192-b1ce-4d56-93e9-b5ccdfa4ef96","¿Qué pasa si pago el importe íntegro al proveedor sin practicar la retención?",{"type":107,"content":2596},[2597],{"type":110,"attrs":2598,"content":2599},{"textAlign":25},[2600],{"text":2601,"type":116},"Sigues siendo responsable de ingresar la retención y, conforme al artículo 31.2 de la Ley del IRNR, la base debe calcularse sobre el importe íntegro. Un importe neto de 10.000 € al 24 % eleva la base hasta 13.157,89 €.",{"_uid":2603,"title":2604,"component":569,"description":2605},"626ce63d-6ac5-40eb-8ce2-c56d0eba1368","¿Es obligatorio presentar el Modelo 216 si la retención es cero?",{"type":107,"content":2606},[2607],{"type":110,"attrs":2608,"content":2609},{"textAlign":25},[2610],{"text":2611,"type":116},"Sí. Aunque un convenio deje la retención en el 0 %, debes presentar un Modelo 216 negativo e incluir al perceptor en el Modelo 296, que se declara entre el 1 y el 31 de enero.",{"_uid":2613,"title":2614,"component":569,"description":2615},"3d978fb9-e7b3-4808-88ff-699c0ba79121","¿Cuánto tiempo es válido el certificado de residencia fiscal?",{"type":107,"content":2616},[2617],{"type":110,"attrs":2618,"content":2619},{"textAlign":25},[2620],{"text":2621,"type":116},"El certificado emitido por la autoridad fiscal del país del proveedor tiene una validez de un año desde su expedición. Sin él, debes aplicar el tipo interno: 24 % o 19 % para residentes en la UE, Islandia o Noruega. ## Da el siguiente paso Centraliza las facturas de tus proveedores y ten preparada la documentación de cada pago para justificar cada retención ante la AEAT. Descubre cómo la gestión de facturas y cuentas por pagar de Spendesk mantiene tu proceso de IRNR bajo control. Solicita una demo.",[2623],{"cta":2624,"_uid":2625,"title":2626,"eyebrow":2632,"subtitle":2637,"component":160,"textAlign":90,"flexibleSection":2642,"sectionSettings":2643,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"f60dfec0-8c7a-4047-a140-7f9ae1d35e61",{"type":107,"content":2627},[2628],{"type":160,"attrs":2629,"content":2630},{"level":162,"textAlign":25},[2631],{"text":635,"type":116},{"type":107,"content":2633},[2634],{"type":110,"attrs":2635,"content":2636},{"textAlign":25},[],{"type":107,"content":2638},[2639],{"type":110,"attrs":2640,"content":2641},{"textAlign":25},[],[],[],"modelo-210-no-residentes","es/blog/modelo-210-no-residentes",-2360,[],"a3f091f5-323c-4173-a95e-1977530b00e3",[],"blog/modelo-210-no-residentes",[2652,2653,2654],{"path":2650,"name":25,"lang":37,"published":25},{"path":2650,"name":25,"lang":39,"published":25},{"path":2650,"name":25,"lang":32,"published":25},{"name":2656,"created_at":2657,"published_at":2658,"updated_at":2659,"id":2660,"uuid":2661,"content":2662,"slug":2814,"full_slug":2815,"sort_by_date":25,"position":2816,"tag_list":2817,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":2818,"first_published_at":2658,"release_id":25,"lang":32,"path":25,"alternates":2819,"default_full_slug":2820,"translated_slugs":2821},"Modelo 111 del IRPF: guía de retenciones para el equipo de finanzas","2026-08-10T14:39:53.927Z","2026-08-10T14:39:54.001Z","2026-08-10T14:39:54.025Z",207598362381603,"9dc6f5ea-ec93-4dd3-85d0-3c0a0f4c53e5",{"_uid":2663,"title":2656,"topics":2664,"noIndex":28,"category":2681,"language":2690,"component":542,"heroMedia":2691,"metaTitle":2692,"publishedAt":90,"readingTime":2693,"redirectUrl":90,"listingImage":2694,"metaDescription":2695,"bottomArticleCta":2696,"componentsAfterTheArticle":2697},"a5c44fdb-61bf-4d67-a171-62b2baecbec4",[2665,2673],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2666,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2667,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2668,"default_full_slug":147,"translated_slugs":2669,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2670,2671,2672],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":2307,"created_at":2308,"published_at":16,"updated_at":2309,"id":2310,"uuid":2311,"content":2674,"slug":2313,"full_slug":2314,"sort_by_date":25,"position":141,"tag_list":2675,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":2316,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2676,"default_full_slug":2318,"translated_slugs":2677,"_stopResolving":41},{"_uid":138,"name":2307,"component":22},[],[],[2678,2679,2680],{"path":2318,"name":25,"lang":37,"published":25},{"path":2318,"name":25,"lang":39,"published":25},{"path":2318,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":2682,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":2684,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":2685,"default_full_slug":549,"translated_slugs":2686,"_stopResolving":41},{"_uid":536,"icon":2683,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2687,2688,2689],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Modelo 111 del IRPF: guía de retenciones para el equipo de f","11",[],"Guía del Modelo 111: qué declara la empresa, cómo se rellena casilla a casilla y los plazos del 3T ante la AEAT. Cuadra el 190 y evita recargos.",[],[2698],{"_uid":2699,"items":2700,"heading":2792,"component":648},"15367aef-6875-4699-8cf1-a97df1845252",[2701,2734,2752,2762,2772,2782],{"_uid":2702,"title":2703,"component":569,"description":2704},"5d541e1b-8c2c-4074-8a1c-d72712c41d63","¿Qué diferencia hay entre el Modelo 111 y el Modelo 190?",{"type":107,"content":2705},[2706],{"type":110,"attrs":2707,"content":2708},{"textAlign":25},[2709,2711,2717,2719,2725,2727,2733],{"text":2710,"type":116},"El Modelo 111 es la autoliquidación trimestral de las retenciones del IRPF sobre rendimientos del trabajo y actividades económicas, mientras que el",{"text":2712,"type":116,"marks":2713}," Modelo 190 es su resumen anual informativo",[2714],{"type":176,"attrs":2715},{"href":2716,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/irpf/retenciones-ingresos-cuenta-pagos-fraccionados/retenciones-ingresos-cuenta/gestiones-retenciones-irpf.html",{"text":2718,"type":116},". Las retenciones de alquileres se declaran mediante el",{"text":2720,"type":116,"marks":2721}," Modelo 115",[2722],{"type":176,"attrs":2723},{"href":2724,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientos/GH02.shtml",{"text":2726,"type":116}," y el pago fraccionado del IRPF de los autónomos, mediante el",{"text":2728,"type":116,"marks":2729}," Modelo 130",[2730],{"type":176,"attrs":2731},{"href":2732,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://sede.agenciatributaria.gob.es/Sede/procedimientoini/G601.shtml",{"text":1794,"type":116},{"_uid":2735,"title":2736,"component":569,"description":2737},"54c24f66-8398-45fd-8550-e6bdf876480e","¿Qué diferencia hay entre una retención y un ingreso a cuenta?",{"type":107,"content":2738},[2739],{"type":110,"attrs":2740,"content":2741},{"textAlign":25},[2742,2744,2750],{"text":2743,"type":116},"La retención se practica sobre las rentas dinerarias, como las nóminas y las facturas pagadas en dinero. La empresa detrae una parte de ese importe y la ingresa ante la AEAT. El ingreso a cuenta es el equivalente para las retribuciones en especie. Como no hay dinero del que detraerlo, el pagador ingresa a cuenta el importe correspondiente sobre el valor de la retribución. Ambos son pagos anticipados del IRPF del perceptor y se declaran conjuntamente en el",{"text":2745,"type":116,"marks":2746}," Modelo 111, en casillas separadas",[2747],{"type":176,"attrs":2748},{"href":2749,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2011-4948",{"text":2751,"type":116},". Los rendimientos dinerarios van en las casillas 01 a 03 de los rendimientos del trabajo y en las casillas 07 a 09 de las actividades económicas. Los rendimientos en especie se declaran en las casillas 04 a 06.",{"_uid":2753,"title":2754,"component":569,"description":2755},"4dbaa916-c479-4c0d-b27e-82ba5aaec004","¿Cuándo se presenta el Modelo 111 del tercer trimestre?",{"type":107,"content":2756},[2757],{"type":110,"attrs":2758,"content":2759},{"textAlign":25},[2760],{"text":2761,"type":116},"El tercer trimestre se presenta del 1 al 20 de octubre. Si se domicilia el pago, el plazo se adelanta al 15 de octubre.",{"_uid":2763,"title":2764,"component":569,"description":2765},"add51613-1974-4f48-b3b4-2c4eb7330759","¿Puedo presentar el Modelo 111 y el Modelo 190 de forma electrónica y qué certificado necesito?",{"type":107,"content":2766},[2767],{"type":110,"attrs":2768,"content":2769},{"textAlign":25},[2770],{"text":2771,"type":116},"Sí, ambos se presentan en la sede electrónica de la AEAT. 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Si durante el trimestre no se ha satisfecho ninguna renta sujeta a retención, no hay que presentar el modelo.",{"_uid":2783,"title":2784,"component":569,"description":2785},"1690dae5-8eb5-4727-bf13-b094c0f64d59","¿Qué facturas de autónomos se declaran en el Modelo 111?",{"type":107,"content":2786},[2787],{"type":110,"attrs":2788,"content":2789},{"textAlign":25},[2790],{"text":2791,"type":116},"Se declaran las facturas de profesionales que aplican una retención del IRPF, con carácter general del 15 %, o del 7 % si el profesional se acoge al tipo reducido por inicio de actividad. ## Deja lista la base de tu próximo Modelo 111 antes del cierre Reúne las facturas de proveedores y sus retenciones a medida que llegan, en lugar de reconstruir la base cuando se acerque el plazo de la AEAT. Solicita una demostración y comprueba cómo llegar a cada trimestre con el Modelo 111 ya cuadrado.",[2793],{"cta":2794,"_uid":2795,"title":2796,"eyebrow":2802,"subtitle":2807,"component":160,"textAlign":90,"flexibleSection":2812,"sectionSettings":2813,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"bf67b7e0-5e7d-4751-98b7-74152f4394e0",{"type":107,"content":2797},[2798],{"type":160,"attrs":2799,"content":2800},{"level":162,"textAlign":25},[2801],{"text":635,"type":116},{"type":107,"content":2803},[2804],{"type":110,"attrs":2805,"content":2806},{"textAlign":25},[],{"type":107,"content":2808},[2809],{"type":110,"attrs":2810,"content":2811},{"textAlign":25},[],[],[],"modelo-111-irpf-retenciones","es/blog/modelo-111-irpf-retenciones",-2350,[],"38bc7afb-d5d6-4178-bd0d-3c89bb143ec7",[],"blog/modelo-111-irpf-retenciones",[2822,2823,2824],{"path":2820,"name":25,"lang":37,"published":25},{"path":2820,"name":25,"lang":39,"published":25},{"path":2820,"name":25,"lang":32,"published":25},{"name":2826,"created_at":2827,"published_at":2828,"updated_at":2829,"id":2830,"uuid":2831,"content":2832,"slug":2951,"full_slug":2952,"sort_by_date":25,"position":2953,"tag_list":2954,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":2955,"first_published_at":2956,"release_id":25,"lang":32,"path":25,"alternates":2957,"default_full_slug":2958,"translated_slugs":2959},"VeriFactu obliga a todas las empresas españolas desde 2027: guía para adaptar su software","2026-07-02T11:12:59.403Z","2026-07-15T08:16:43.808Z","2026-07-27T09:08:57.995Z",193745630893250,"ce78448b-8771-4c18-9a35-8bb164c3a7d4",{"_uid":2833,"title":2826,"topics":2834,"noIndex":28,"category":2843,"language":2852,"component":542,"heroMedia":2853,"metaTitle":2854,"publishedAt":90,"readingTime":2693,"redirectUrl":90,"listingImage":2855,"metaDescription":2863,"bottomArticleCta":2864,"componentsAfterTheArticle":2865},"76408526-eb7e-480d-9298-165ef7536a41",[2835],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2836,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2837,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2838,"default_full_slug":147,"translated_slugs":2839,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2840,2841,2842],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":2844,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":2846,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":2847,"default_full_slug":549,"translated_slugs":2848,"_stopResolving":41},{"_uid":536,"icon":2845,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2849,2850,2851],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"VeriFactu obliga a todas las empresas españolas desde 2027: ",[2856],{"_uid":2857,"asset":2858,"caption":90,"component":2862},"52586025-c336-4774-a8c5-c57f25f5c4a6",{"id":2859,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":2860,"copyright":90,"fieldtype":95,"meta_data":2861,"is_external_url":28},198300667442794,"https://a.storyblok.com/f/146026/2752x1536/9eac618dac/spendesk_blog_cover_verifactu.jpg",{},"image","El 1 de enero de 2027, toda empresa y autónomo en territorio común deberá usar software de facturación certificado por la AEAT bajo VeriFactu, y el coste de ign",[],[2866],{"_uid":2867,"items":2868,"heading":2929,"component":648},"6221f5fe-5233-4732-a676-7ada5b311e94",[2869,2879,2889,2899,2909,2919],{"_uid":2870,"title":2871,"component":569,"description":2872},"4acb6789-7630-4509-a73d-4e8e0bccd29a","¿A qué empresas obliga VeriFactu y desde cuándo entra en vigor?",{"type":107,"content":2873},[2874],{"type":110,"attrs":2875,"content":2876},{"textAlign":25},[2877],{"text":2878,"type":116},"VeriFactu obliga a todos los obligados tributarios (empresas y autónomos) en territorio común desde el 1 de enero de 2027. El País Vasco aplica TicketBAI, que ya está activo, y Navarra dispone de su propia normativa.",{"_uid":2880,"title":2881,"component":569,"description":2882},"8bec3011-a63e-4ae7-aa86-1c9bdfe0065c","¿En qué se diferencia VeriFactu de la factura electrónica obligatoria?",{"type":107,"content":2883},[2884],{"type":110,"attrs":2885,"content":2886},{"textAlign":25},[2887],{"text":2888,"type":116},"VeriFactu regula el software que genera facturas (hash SHA-256, QR, registro inalterable); la factura electrónica obligatoria de la Ley Crea y Crece regula el formato de transmisión B2B. Las grandes empresas deberán cumplir con la factura electrónica B2B en el primer año tras la aprobación del reglamento, y las pymes dispondrán de 2 años. Ambas normativas coexistirán y afectan a los mismos contribuyentes.",{"_uid":2890,"title":2891,"component":569,"description":2892},"ec161758-805e-47ba-a6c3-9b6182927d86","¿Qué requisitos debe cumplir mi software de facturación para ser compatible con VeriFactu?",{"type":107,"content":2893},[2894],{"type":110,"attrs":2895,"content":2896},{"textAlign":25},[2897],{"text":2898,"type":116},"El software debe cumplir 5 requisitos técnicos: generar un hash SHA-256 por registro, un código QR por factura, mantener un registro secuencial inalterable, ofrecer la opción de envío automático a la AEAT y contar con la declaración responsable del fabricante conforme a la Orden HAC/1177/2024.",{"_uid":2900,"title":2901,"component":569,"description":2902},"e61cc76a-1b48-405f-a938-9fe13f599f87","¿Qué pasa si mi empresa no se adapta a VeriFactu antes del plazo?",{"type":107,"content":2903},[2904],{"type":110,"attrs":2905,"content":2906},{"textAlign":25},[2907],{"text":2908,"type":116},"Las sanciones alcanzan los 50.000 € por ejercicio por utilizar software no certificado, y los fabricantes se exponen a multas de hasta 150.000 €. Además, el incumplimiento puede desencadenar una inspección tributaria.",{"_uid":2910,"title":2911,"component":569,"description":2912},"eaefa95d-2386-4afc-b2d5-bd53e5076de2","¿VeriFactu afecta a las pymes y autónomos o solo a grandes empresas?",{"type":107,"content":2913},[2914],{"type":110,"attrs":2915,"content":2916},{"textAlign":25},[2917],{"text":2918,"type":116},"VeriFactu afecta a todos los obligados tributarios en territorio común, desde el autónomo con 1 empleado hasta la gran empresa. No existe umbral mínimo de facturación ni exención por tamaño.",{"_uid":2920,"title":2921,"component":569,"description":2922},"a3d7430d-9897-48a0-89c5-85cbfd106cf4","¿Qué es VeriFactu?",{"type":107,"content":2923},[2924],{"type":110,"attrs":2925,"content":2926},{"textAlign":25},[2927],{"text":2928,"type":116},"VeriFactu es el sistema de facturación verificable de la AEAT que obliga a todo software de facturación a generar un hash SHA-256 encadenado, un código QR y un registro inalterable por cada factura emitida. Su objetivo es impedir la manipulación de registros de facturación y reforzar el control del fraude fiscal. Está regulado por la Ley Antifraude 11/2021 y el Real Decreto 1007/2023, y su cumplimiento será obligatorio desde el 1 de enero de 2027.",[2930],{"cta":2931,"_uid":2932,"title":2933,"eyebrow":2939,"subtitle":2944,"component":160,"textAlign":90,"flexibleSection":2949,"sectionSettings":2950,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"c67b3753-4d5c-4a1d-be5a-a4843b282ad1",{"type":107,"content":2934},[2935],{"type":160,"attrs":2936,"content":2937},{"level":162,"textAlign":25},[2938],{"text":635,"type":116},{"type":107,"content":2940},[2941],{"type":110,"attrs":2942,"content":2943},{"textAlign":25},[],{"type":107,"content":2945},[2946],{"type":110,"attrs":2947,"content":2948},{"textAlign":25},[],[],[],"que-es-verifactu","es/blog/que-es-verifactu",-2140,[],"1275fab4-f0c8-40a2-bfbe-371e91cd12a9","2026-07-02T11:12:59.480Z",[],"blog/que-es-verifactu",[2960,2961,2962],{"path":2958,"name":25,"lang":37,"published":25},{"path":2958,"name":25,"lang":39,"published":25},{"path":2958,"name":25,"lang":32,"published":25},{"name":2964,"created_at":2965,"published_at":2966,"updated_at":2967,"id":2968,"uuid":2969,"content":2970,"slug":3090,"full_slug":3091,"sort_by_date":25,"position":3092,"tag_list":3093,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":3094,"first_published_at":3095,"release_id":25,"lang":32,"path":25,"alternates":3096,"default_full_slug":3097,"translated_slugs":3098},"Morosidad y facturación electrónica B2B: por qué Hacienda sabrá exactamente cuándo pagas a tus proveedores","2026-07-01T14:17:36.130Z","2026-07-15T12:57:19.864Z","2026-07-15T12:57:19.885Z",193437106762686,"5862f090-5c57-42b2-b06a-f2e57aa130c7",{"_uid":2971,"title":2964,"topics":2972,"noIndex":28,"category":2981,"language":2990,"component":542,"heroMedia":2991,"metaTitle":2992,"publishedAt":2993,"readingTime":2994,"redirectUrl":90,"listingImage":2995,"metaDescription":3002,"bottomArticleCta":3003,"componentsAfterTheArticle":3004},"0d77ded5-886f-419e-9cda-bce11bcf3406",[2973],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":2974,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":2975,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":2976,"default_full_slug":147,"translated_slugs":2977,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[2978,2979,2980],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":2982,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":2984,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":2985,"default_full_slug":549,"translated_slugs":2986,"_stopResolving":41},{"_uid":536,"icon":2983,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[2987,2988,2989],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Morosidad y facturación electrónica B2B: por qué Hacienda sa","2026-07-07 00:00","10",[2996],{"_uid":2997,"asset":2998,"caption":90,"component":2862},"3e23af93-244a-4ab2-b77f-c65d4a56a012",{"id":2999,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3000,"copyright":90,"fieldtype":95,"meta_data":3001,"is_external_url":28},198318535055133,"https://a.storyblok.com/f/146026/2752x1536/f0a0b021fd/spendesk_blog_cover_morosidad_facturacion.jpg",{},"Al cierre de cada mes, el equipo financiero necesita verificar que ninguna factura de proveedor ha superado el plazo legal de pago. En muchas empresas ese contr",[],[3005],{"_uid":3006,"items":3007,"heading":3068,"component":648},"5261a8b7-e7f0-4221-967e-a362aed0eccd",[3008,3018,3028,3038,3048,3058],{"_uid":3009,"title":3010,"component":569,"description":3011},"84c0caea-a890-49e3-b501-0aef6ae5076e","¿Pagar a 90 días a un proveedor es legal en España?",{"type":107,"content":3012},[3013],{"type":110,"attrs":3014,"content":3015},{"textAlign":25},[3016],{"text":3017,"type":116},"No. Desde la Ley 15/2010, el plazo máximo pactable entre empresas es de 60 días naturales desde la entrega del bien o la prestación del servicio. Cualquier cláusula contractual que fije un plazo superior es nula de pleno derecho.",{"_uid":3019,"title":3020,"component":569,"description":3021},"0100e58d-3f5d-48cc-b744-f898112c0d59","¿Qué interés de demora se aplica por una factura pagada con retraso?",{"type":107,"content":3022},[3023],{"type":110,"attrs":3024,"content":3025},{"textAlign":25},[3026],{"text":3027,"type":116},"El tipo legal es el de la última operación principal de refinanciación del BCE más ocho puntos porcentuales. Para el primer semestre de 2026, se sitúa en el 10,15% anualizado. 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Hacienda podrá cruzar esos datos con los plazos legales de la ley de morosidad de forma automatizada y a gran escala.",{"_uid":3039,"title":3040,"component":569,"description":3041},"ad7d547a-9516-47d9-a768-770f4a440b4f","¿Qué consecuencias tiene pagar fuera de plazo ahora que Hacienda registra la fecha de pago?",{"type":107,"content":3042},[3043],{"type":110,"attrs":3044,"content":3045},{"textAlign":25},[3046],{"text":3047,"type":116},"Con el RD 238/2026, cada pago tardío queda registrado automáticamente en la AEAT y puede cruzarse con los plazos legales de morosidad sin intervención del acreedor. Las consecuencias financieras directas, como los intereses del 10,15% anualizado y la compensación fija de 40 euros por factura, se activan desde el primer día de retraso. Si el PMP supera los 60 días, la empresa queda además excluida de subvenciones públicas superiores a 30.000 euros.",{"_uid":3049,"title":3050,"component":569,"description":3051},"3875949b-6431-4bc9-93eb-229769d32eb0","¿Puedo perder subvenciones públicas por pagar tarde a mis proveedores?",{"type":107,"content":3052},[3053],{"type":110,"attrs":3054,"content":3055},{"textAlign":25},[3056],{"text":3057,"type":116},"Sí. La Ley 18/2022 (Crea y Crece) excluye de subvenciones superiores a 30.000 euros a las empresas cuyo periodo medio de pago supere los 60 días.",{"_uid":3059,"title":3060,"component":569,"description":3061},"e43d25b0-426d-4d04-8c5b-9bd7a2cacb0f","¿Cuándo entra en vigor VERI*FACTU y la facturación electrónica B2B?",{"type":107,"content":3062},[3063],{"type":110,"attrs":3064,"content":3065},{"textAlign":25},[3066],{"text":3067,"type":116},"VERI*FACTU es obligatorio desde enero de 2026 para el primer grupo y julio de 2026 para todas las empresas. La facturación electrónica B2B (Crea y Crece) se implantará con plazos de un año para empresas con facturación superior a ocho millones de euros y dos años para pymes, contados desde la publicación del RD 238/2026.",[3069],{"cta":3070,"_uid":3071,"title":3072,"eyebrow":3078,"subtitle":3083,"component":160,"textAlign":90,"flexibleSection":3088,"sectionSettings":3089,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"804f2a1c-7f81-4075-a141-a5e22b1565df",{"type":107,"content":3073},[3074],{"type":160,"attrs":3075,"content":3076},{"level":162,"textAlign":25},[3077],{"text":635,"type":116},{"type":107,"content":3079},[3080],{"type":110,"attrs":3081,"content":3082},{"textAlign":25},[],{"type":107,"content":3084},[3085],{"type":110,"attrs":3086,"content":3087},{"textAlign":25},[],[],[],"morosidad-facturacion-electronica-b2b","es/blog/morosidad-facturacion-electronica-b2b",-2120,[],"540b3078-0e39-4c5f-b8a2-97ea733c3614","2026-07-01T14:17:36.219Z",[],"blog/morosidad-facturacion-electronica-b2b",[3099,3100,3101],{"path":3097,"name":25,"lang":37,"published":25},{"path":3097,"name":25,"lang":39,"published":25},{"path":3097,"name":25,"lang":32,"published":25},{"name":3103,"created_at":3104,"published_at":3105,"updated_at":3106,"id":3107,"uuid":3108,"content":3109,"slug":3218,"full_slug":3219,"sort_by_date":25,"position":3220,"tag_list":3221,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":3222,"first_published_at":3223,"release_id":25,"lang":32,"path":25,"alternates":3224,"default_full_slug":3225,"translated_slugs":3226},"Cómo auditar tu software de facturación para cumplir con VeriFactu antes de 2027","2026-07-01T14:14:31.744Z","2026-07-15T12:54:19.748Z","2026-07-15T12:54:19.813Z",193436351513498,"5b237131-616b-4414-b073-fb957e517c08",{"_uid":3110,"title":3103,"topics":3111,"noIndex":28,"category":3120,"language":3129,"component":542,"heroMedia":3130,"metaTitle":3131,"publishedAt":3132,"readingTime":2994,"redirectUrl":90,"listingImage":3133,"metaDescription":3140,"bottomArticleCta":3141,"componentsAfterTheArticle":3142},"c8db9850-4744-41b7-b1cb-e535e5c335a5",[3112],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3113,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3114,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3115,"default_full_slug":147,"translated_slugs":3116,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3117,3118,3119],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":3121,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":3123,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":3124,"default_full_slug":549,"translated_slugs":3125,"_stopResolving":41},{"_uid":536,"icon":3122,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3126,3127,3128],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Cómo auditar tu software de facturación para cumplir con Ver","2026-07-02 00:00",[3134],{"_uid":3135,"asset":3136,"caption":90,"component":2862},"6e65eddd-7817-4ea8-b495-b62b441b7180",{"id":3137,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3138,"copyright":90,"fieldtype":95,"meta_data":3139,"is_external_url":28},198316418782544,"https://a.storyblok.com/f/146026/2752x1536/2644346e19/spendesk_blog_cover_como_auditar_tu_software_verifactu_v2.jpg",{},"Tu software de facturación lleva meses bajo una nueva lupa. Desde enero de 2026, las empresas que tributan por el Impuesto de Sociedades deben operar con un Sis",[],[3143],{"_uid":3144,"items":3145,"heading":3196,"component":648},"67acb6a1-2230-432e-a5de-8d6290b3f23f",[3146,3156,3166,3176,3186],{"_uid":3147,"title":3148,"component":569,"description":3149},"7ed68a82-678b-4d09-aa9b-bc6f8f6b3090","¿Cuándo entra en vigor VeriFactu para empresas y qué tengo que cambiar en mi sistema de facturación?",{"type":107,"content":3150},[3151],{"type":110,"attrs":3152,"content":3153},{"textAlign":25},[3154],{"text":3155,"type":116},"Las empresas que tributan por el Impuesto de Sociedades deben cumplir desde enero de 2026; el resto, desde julio de 2026. Tu SIF debe generar registros encadenados con hash SHA-256, incluir código QR verificable y exportar XML estructurado conforme a los campos de la AEAT.",{"_uid":3157,"title":3158,"component":569,"description":3159},"ab20baaf-b823-4195-bc49-6611292fd064","¿Qué requisitos debe cumplir un sistema de facturación para ser conforme con VeriFactu?",{"type":107,"content":3160},[3161],{"type":110,"attrs":3162,"content":3163},{"textAlign":25},[3164],{"text":3165,"type":116},"Siete requisitos esenciales: inalterabilidad, encadenamiento hash SHA-256, registro XML normalizado, código QR, capacidad de envío a la AEAT, registro de eventos y declaración responsable del fabricante.",{"_uid":3167,"title":3168,"component":569,"description":3169},"4b8dff96-59e6-4819-ac5e-721a498e90c9","¿Qué sanciones conlleva no adaptar mi facturación a VeriFactu a tiempo?",{"type":107,"content":3170},[3171],{"type":110,"attrs":3172,"content":3173},{"textAlign":25},[3174],{"text":3175,"type":116},"Hasta 50.000 € por ejercicio fiscal para empresas que utilicen software no certificado. Los fabricantes se enfrentan a multas de hasta 150.000 € por tipo de programa.",{"_uid":3177,"title":3178,"component":569,"description":3179},"a7ac6c0f-1cdb-4bcd-9965-c7225204897a","¿Cómo afecta VeriFactu a la facturación electrónica B2B obligatoria que llega después?",{"type":107,"content":3180},[3181],{"type":110,"attrs":3182,"content":3183},{"textAlign":25},[3184],{"text":3185,"type":116},"VeriFactu establece la infraestructura técnica sobre la que se apoyará la facturación electrónica B2B obligatoria bajo la Ley Crea y Crece. Las empresas con más de 8 millones de euros de facturación anual tendrán un año para cumplir; las pymes dispondrán de dos años. Cumplir con VeriFactu ahora reduce el esfuerzo de adaptación cuando entre en vigor ese mandato.",{"_uid":3187,"title":3188,"component":569,"description":3189},"66e48938-fd40-4dfe-8679-df6f6f9dae4c","¿Qué hago si mi software de facturación no pasa la auditoría VeriFactu?",{"type":107,"content":3190},[3191],{"type":110,"attrs":3192,"content":3193},{"textAlign":25},[3194],{"text":3195,"type":116},"Tres pasos concretos. Primero, solicita a tu proveedor su calendario de actualización y la declaración responsable conforme al RD 1007/2023. Segundo, si el proveedor no tiene calendario, evalúa alternativas certificadas y planifica la migración durante 2026; el proceso típico requiere entre 3 y 6 meses, incluyendo pruebas. Tercero, documenta los hallazgos de la auditoría y las medidas correctoras adoptadas de cara a una posible regularización voluntaria ante la AEAT.",[3197],{"cta":3198,"_uid":3199,"title":3200,"eyebrow":3206,"subtitle":3211,"component":160,"textAlign":90,"flexibleSection":3216,"sectionSettings":3217,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"62f45b75-c799-432d-89ba-674408d6d690",{"type":107,"content":3201},[3202],{"type":160,"attrs":3203,"content":3204},{"level":162,"textAlign":25},[3205],{"text":635,"type":116},{"type":107,"content":3207},[3208],{"type":110,"attrs":3209,"content":3210},{"textAlign":25},[],{"type":107,"content":3212},[3213],{"type":110,"attrs":3214,"content":3215},{"textAlign":25},[],[],[],"auditar-software-facturacion-verifactu","es/blog/auditar-software-facturacion-verifactu",-2110,[],"2cca9edb-8e3d-4ee7-828a-f5dbccc02da0","2026-07-01T14:14:31.808Z",[],"blog/auditar-software-facturacion-verifactu",[3227,3228,3229],{"path":3225,"name":25,"lang":37,"published":25},{"path":3225,"name":25,"lang":39,"published":25},{"path":3225,"name":25,"lang":32,"published":25},{"name":3231,"created_at":3232,"published_at":3233,"updated_at":3234,"id":3235,"uuid":3236,"content":3237,"slug":3346,"full_slug":3347,"sort_by_date":25,"position":3348,"tag_list":3349,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":3350,"first_published_at":3351,"release_id":25,"lang":32,"path":25,"alternates":3352,"default_full_slug":3353,"translated_slugs":3354},"Plan de Control Tributario 2026: cómo Hacienda ve ahora todos tus pagos con tarjeta de empresa, y por qué necesitas un justificante de cada gasto","2026-07-01T14:12:27.046Z","2026-07-15T12:53:34.726Z","2026-07-15T12:53:34.749Z",193435840750472,"fa9d96cb-2458-4385-9279-f05a3070406a",{"_uid":3238,"title":3231,"topics":3239,"noIndex":28,"category":3248,"language":3257,"component":542,"heroMedia":3258,"metaTitle":3259,"publishedAt":3260,"readingTime":558,"redirectUrl":90,"listingImage":3261,"metaDescription":3268,"bottomArticleCta":3269,"componentsAfterTheArticle":3270},"26912ff8-8cdc-499b-92d1-111c0d33d66e",[3240],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3241,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3242,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3243,"default_full_slug":147,"translated_slugs":3244,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3245,3246,3247],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":3249,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":3251,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":3252,"default_full_slug":549,"translated_slugs":3253,"_stopResolving":41},{"_uid":536,"icon":3250,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3254,3255,3256],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Plan de Control Tributario 2026: cómo Hacienda ve ahora todo","2026-07-01 00:00",[3262],{"_uid":3263,"asset":3264,"caption":90,"component":2862},"71b7f715-948b-4a24-8379-000055d9922b",{"id":3265,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3266,"copyright":90,"fieldtype":95,"meta_data":3267,"is_external_url":28},198315334702164,"https://a.storyblok.com/f/146026/2752x1536/dae119ef1b/spendesk_blog_cover_control_tributario.jpg",{},"Tienes tarjetas de empresa repartidas entre varios equipos, retribuciones en especie reflejadas en nómina y un cierre fiscal que cada trimestre exige más docume",[],[3271],{"_uid":3272,"items":3273,"heading":3324,"component":648},"392b2cba-2459-4fae-9ca3-82a370a248fc",[3274,3284,3294,3304,3314],{"_uid":3275,"title":3276,"component":569,"description":3277},"0c26ecac-7582-4a77-b600-0b34c58ff97c","¿Qué gastos pagados con tarjeta de empresa puede revisar Hacienda y qué justificantes necesito conservar?",{"type":107,"content":3278},[3279],{"type":110,"attrs":3280,"content":3281},{"textAlign":25},[3282],{"text":3283,"type":116},"A través del Modelo 170, la AEAT recibe datos de todos los cargos, abonos y retiradas de efectivo de tarjetas con operaciones superiores a 25.000 euros anuales. La empresa debe conservar los justificantes de cada gasto durante cuatro años a efectos fiscales y seis años a efectos mercantiles.",{"_uid":3285,"title":3286,"component":569,"description":3287},"0d6355c9-f453-40c5-b7bd-cc9457049c95","¿Cómo se calcula y declara la retribución en especie de un vehículo o seguro para empleados?",{"type":107,"content":3288},[3289],{"type":110,"attrs":3290,"content":3291},{"textAlign":25},[3292],{"text":3293,"type":116},"El vehículo de empresa se valora al 20 % anual de su coste de adquisición. El seguro médico está exento hasta 500 euros por persona y año; el exceso es retribución en especie sujeta al IRPF. Ambos se declaran trimestralmente en el Modelo 111 y anualmente en el Modelo 190.",{"_uid":3295,"title":3296,"component":569,"description":3297},"8337af09-4411-41a8-afba-be1bc1fd4e69","¿Qué riesgos fiscales tengo si no documento correctamente los pagos con tarjeta de empresa?",{"type":107,"content":3298},[3299],{"type":110,"attrs":3300,"content":3301},{"textAlign":25},[3302],{"text":3303,"type":116},"Las discrepancias entre los datos del Modelo 170 y las declaraciones de la empresa activan alertas automáticas de comprobación en la AEAT. La falta de justificantes puede derivar en sanciones de entre el 50 % y el 150 % de la cuota no ingresada conforme a la Ley General Tributaria, además de la reclasificación de gastos como retribuciones en especie no declaradas.",{"_uid":3305,"title":3306,"component":569,"description":3307},"71a9f364-ed85-4b68-8f1c-02055b4ea45b","¿Qué es el Modelo 170 y cuándo se presenta?",{"type":107,"content":3308},[3309],{"type":110,"attrs":3310,"content":3311},{"textAlign":25},[3312],{"text":3313,"type":116},"Es una declaración informativa anual que presentan las entidades financieras, no la empresa. Recoge todas las operaciones con tarjeta (cargos, abonos, retiradas de efectivo, gastos en comercios) de titulares cuyo volumen supere los 25.000 euros anuales.",{"_uid":3315,"title":3316,"component":569,"description":3317},"9c3fdc4e-8c02-4a8c-be47-b5744bfa9fbb","¿Cómo afecta el Plan de Control Tributario 2026 a las retribuciones en especie?",{"type":107,"content":3318},[3319],{"type":110,"attrs":3320,"content":3321},{"textAlign":25},[3322],{"text":3323,"type":116},"El Plan 2026 permite a la AEAT cruzar por primera vez los datos de tarjeta del Modelo 170 (que recoge operaciones superiores a 25.000 euros anuales) con las declaraciones de IRPF, identificando automáticamente desfases entre los gastos reales con tarjeta de empresa y las retribuciones en especie declaradas por la empresa.",[3325],{"cta":3326,"_uid":3327,"title":3328,"eyebrow":3334,"subtitle":3339,"component":160,"textAlign":90,"flexibleSection":3344,"sectionSettings":3345,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"5dd08d30-2c91-480a-a50b-a7f6e5e8f742",{"type":107,"content":3329},[3330],{"type":160,"attrs":3331,"content":3332},{"level":162,"textAlign":25},[3333],{"text":635,"type":116},{"type":107,"content":3335},[3336],{"type":110,"attrs":3337,"content":3338},{"textAlign":25},[],{"type":107,"content":3340},[3341],{"type":110,"attrs":3342,"content":3343},{"textAlign":25},[],[],[],"plan-control-tributario-2026","es/blog/plan-control-tributario-2026",-2100,[],"604baf8b-7a12-4b26-9a25-40517dd7458c","2026-07-01T14:12:27.111Z",[],"blog/plan-control-tributario-2026",[3355,3356,3357],{"path":3353,"name":25,"lang":37,"published":25},{"path":3353,"name":25,"lang":39,"published":25},{"path":3353,"name":25,"lang":32,"published":25},{"name":3359,"created_at":3360,"published_at":3361,"updated_at":3362,"id":3363,"uuid":3364,"content":3365,"slug":3484,"full_slug":3485,"sort_by_date":25,"position":3486,"tag_list":3487,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":3488,"first_published_at":3489,"release_id":25,"lang":32,"path":25,"alternates":3490,"default_full_slug":3491,"translated_slugs":3492},"Pagos SEPA en España: qué debes de cambiar en tus sistemas antes del 15 de noviembre de 2026 para evitar que tus transferencias sean rechazadas","2026-07-01T14:07:18.239Z","2026-07-15T12:59:16.664Z","2026-07-15T12:59:16.683Z",193434575881456,"40937653-1b83-4dc7-a7da-62fb499fd3c1",{"_uid":3366,"title":3359,"topics":3367,"noIndex":28,"category":3376,"language":3385,"component":542,"heroMedia":3386,"metaTitle":3387,"publishedAt":3388,"readingTime":2564,"redirectUrl":90,"listingImage":3389,"metaDescription":3396,"bottomArticleCta":3397,"componentsAfterTheArticle":3398},"ac59f39e-27ac-481c-aa50-2ed851463d8e",[3368],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3369,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3370,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3371,"default_full_slug":147,"translated_slugs":3372,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3373,3374,3375],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":3377,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":3379,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":3380,"default_full_slug":549,"translated_slugs":3381,"_stopResolving":41},{"_uid":536,"icon":3378,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3382,3383,3384],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Pagos SEPA en España: qué debes de cambiar en tus sistemas a","2026-07-15 00:00",[3390],{"_uid":3391,"asset":3392,"caption":90,"component":2862},"64779803-99b9-4e6d-b637-dbde94fb0ee4",{"id":3393,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3394,"copyright":90,"fieldtype":95,"meta_data":3395,"is_external_url":28},198319305373653,"https://a.storyblok.com/f/146026/2752x1536/bdeb93bf48/spendesk_blog_cover_sepa_pagos.jpg",{},"Desde octubre de 2025, cada transferencia SEPA que sale de tu empresa pasa por un control automático: la verificación del beneficiario. Si el nombre del titular",[],[3399],{"_uid":3400,"items":3401,"heading":3462,"component":648},"75c5a05e-4484-45f6-9bf9-a69f45f1d5c1",[3402,3412,3422,3432,3442,3452],{"_uid":3403,"title":3404,"component":569,"description":3405},"d263ab81-b64f-4c90-ae91-3f3d9612b305","¿Qué pasa si el nombre del beneficiario y el IBAN no coinciden en una transferencia SEPA?",{"type":107,"content":3406},[3407],{"type":110,"attrs":3408,"content":3409},{"textAlign":25},[3410],{"text":3411,"type":116},"El banco emisor muestra una alerta antes de ejecutar la transferencia. Puedes optar por continuar, pero si la operación resulta fraudulenta, asumes la responsabilidad y el banco puede negarse a reembolsarte.",{"_uid":3413,"title":3414,"component":569,"description":3415},"b6d609e9-1da2-4506-bd50-547fc401967f","¿Es obligatoria la verificación del beneficiario en España?",{"type":107,"content":3416},[3417],{"type":110,"attrs":3418,"content":3419},{"textAlign":25},[3420],{"text":3421,"type":116},"Sí. Desde el 9 de octubre de 2025, la verificación del beneficiario es obligatoria y gratuita para todas las transferencias SEPA, incluidas las instantáneas, en todos los países de la zona SEPA.",{"_uid":3423,"title":3424,"component":569,"description":3425},"cba4d840-cf4c-4e85-a4c2-911cc5ade8a0","¿Cuál es el importe máximo de una transferencia SEPA instantánea?",{"type":107,"content":3426},[3427],{"type":110,"attrs":3428,"content":3429},{"textAlign":25},[3430],{"text":3431,"type":116},"El Reglamento (UE) 2024/886 eliminó el límite anterior de 100.000 € para la transferencia SEPA instantánea. Actualmente no existe un tope regulatorio general, aunque cada entidad bancaria puede aplicar sus propios límites operativos.",{"_uid":3433,"title":3434,"component":569,"description":3435},"4f907efc-2d62-4c69-9f56-b07faba5aef3","¿Quién es responsable si el banco no verifica correctamente y la transferencia es fraudulenta?",{"type":107,"content":3436},[3437],{"type":110,"attrs":3438,"content":3439},{"textAlign":25},[3440],{"text":3441,"type":116},"La entidad financiera. El Reglamento (UE) 2024/886 establece que, si el banco no ejecuta la verificación del beneficiario de forma correcta y se produce un pago fraudulento, debe reembolsar al ordenante.",{"_uid":3443,"title":3444,"component":569,"description":3445},"cbe9f351-d383-40ad-85df-6ebebcfe3de3","¿Qué es la dirección estructurada en un fichero SEPA?",{"type":107,"content":3446},[3447],{"type":110,"attrs":3448,"content":3449},{"textAlign":25},[3450],{"text":3451,"type":116},"Es el formato que sustituye las líneas de dirección en texto libre por campos independientes: calle, número, código postal, ciudad y país. Es obligatorio en los ficheros pain.001 a partir del 15 de noviembre de 2026.",{"_uid":3453,"title":3454,"component":569,"description":3455},"dac66926-a14a-4b79-951a-ef082e8a90f9","¿Cómo preparo los datos de mis proveedores para la Verification of Payee y el plazo de dirección estructurada de noviembre de 2026?",{"type":107,"content":3456},[3457],{"type":110,"attrs":3458,"content":3459},{"textAlign":25},[3460],{"text":3461,"type":116},"Audita la razón social de cada proveedor para que coincida con los registros bancarios (la VoP detectará discrepancias), valida estructuralmente todos los IBAN activos y convierte las direcciones a formato estructurado (calle, número, código postal, ciudad, país) antes de noviembre de 2026. 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Criterios clave, plataformas y cómo preparar tu empresa.",[],[3808],{"_uid":3809,"items":3810,"heading":3861,"component":648},"e031a1fc-d7ec-4419-b0cc-7d43b8049452",[3811,3821,3831,3841,3851],{"_uid":3812,"title":3813,"component":569,"description":3814},"35173e6f-b94a-4bf2-bfa8-c54a0ac8a667","¿Cuándo es obligatoria la factura electrónica entre empresas en España?",{"type":107,"content":3815},[3816],{"type":110,"attrs":3817,"content":3818},{"textAlign":25},[3819],{"text":3820,"type":116},"El mandato B2B bajo la Ley Crea y Crece (RD 238/2026) se implementa en dos fases: las empresas con facturación superior a 8 millones de euros tienen 12 meses desde la entrada en vigor, y el resto de empresas y autónomos disponen de 24 meses.",{"_uid":3822,"title":3823,"component":569,"description":3824},"8ed60cc6-c695-48c5-b0b7-e790c275d7c4","¿Qué es VERI*FACTU y qué exige a mi software?",{"type":107,"content":3825},[3826],{"type":110,"attrs":3827,"content":3828},{"textAlign":25},[3829],{"text":3830,"type":116},"VERI*FACTU (RD 1007/2023) es el sistema antifraude que obliga a que todo software de facturación genere una huella digital y un código QR verificable por la AEAT. Solo los programas certificados podrán utilizarse a partir de julio de 2026.",{"_uid":3832,"title":3833,"component":569,"description":3834},"06febdba-cbb0-4d99-a353-25e588c910c2","¿Qué diferencia hay entre FACe y FACeB2B?",{"type":107,"content":3835},[3836],{"type":110,"attrs":3837,"content":3838},{"textAlign":25},[3839],{"text":3840,"type":116},"FACe es la plataforma de la administración pública para recibir facturas electrónicas de proveedores (B2G), obligatoria desde 2015. FACeB2B es su extensión para facilitar el intercambio de facturas electrónicas entre empresas privadas, aunque su adopción aún es limitada.",{"_uid":3842,"title":3843,"component":569,"description":3844},"a2225b99-93a0-43e4-8112-28ec2353d6d8","¿Necesito un software distinto para emitir y para recibir facturas electrónicas?",{"type":107,"content":3845},[3846],{"type":110,"attrs":3847,"content":3848},{"textAlign":25},[3849],{"text":3850,"type":116},"No necesariamente, pero muchas herramientas de facturación se centran en la emisión. La recepción, validación y archivo de facturas entrantes requiere funcionalidad de cuentas por pagar que no todos los programas incluyen.",{"_uid":3852,"title":3853,"component":569,"description":3854},"aa15ff52-b5c0-48e4-8364-f8de9cea6930","¿Cómo afecta el TicketBAI a las empresas del País Vasco?",{"type":107,"content":3855},[3856],{"type":110,"attrs":3857,"content":3858},{"textAlign":25},[3859],{"text":3860,"type":116},"TicketBAI es un sistema antifraude ya activo en las tres diputaciones forales del País Vasco. Exige que el software de facturación genere un fichero firmado electrónicamente por cada operación, con requisitos técnicos distintos al VERI*FACTU estatal. --- New call-to-action",[3862],{"cta":3863,"_uid":3864,"title":3865,"eyebrow":3871,"subtitle":3876,"component":160,"textAlign":90,"flexibleSection":3881,"sectionSettings":3882,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"d006b0c1-9502-47a6-b3b8-6d6f6da226c5",{"type":107,"content":3866},[3867],{"type":160,"attrs":3868,"content":3869},{"level":162,"textAlign":25},[3870],{"text":635,"type":116},{"type":107,"content":3872},[3873],{"type":110,"attrs":3874,"content":3875},{"textAlign":25},[],{"type":107,"content":3877},[3878],{"type":110,"attrs":3879,"content":3880},{"textAlign":25},[],[],[],"mejor-software-factura-electronica-empresas","es/blog/mejor-software-factura-electronica-empresas",-1820,[],"e23f149d-ed7b-4c9c-b9b3-72b649244711","2026-06-10T13:00:44.711Z",[],"blog/mejor-software-factura-electronica-empresas",[3892,3893,3894],{"path":3890,"name":25,"lang":37,"published":25},{"path":3890,"name":25,"lang":39,"published":25},{"path":3890,"name":25,"lang":32,"published":25},{"name":3896,"created_at":3897,"published_at":3898,"updated_at":3899,"id":3900,"uuid":3901,"content":3902,"slug":4019,"full_slug":4020,"sort_by_date":25,"position":4021,"tag_list":4022,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":4023,"first_published_at":4024,"release_id":25,"lang":32,"path":25,"alternates":4025,"default_full_slug":4026,"translated_slugs":4027},"Modelo 303: qué es, para qué sirve y cómo presentarlo paso a paso","2026-06-10T13:00:01.653Z","2026-07-15T12:31:26.844Z","2026-07-15T12:31:26.867Z",185986259622305,"a4efc33d-5ef5-4c71-ae30-9ddb4ab0f2e6",{"_uid":3903,"title":3896,"topics":3904,"noIndex":28,"category":3913,"language":3922,"component":542,"heroMedia":3923,"metaTitle":3924,"publishedAt":3925,"readingTime":2994,"redirectUrl":90,"listingImage":3926,"metaDescription":3933,"bottomArticleCta":3934,"componentsAfterTheArticle":3935},"57a35c14-a7ca-4f2b-ae0a-077678fd4606",[3905],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":3906,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":3907,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":3908,"default_full_slug":147,"translated_slugs":3909,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[3910,3911,3912],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":3914,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":3916,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":3917,"default_full_slug":549,"translated_slugs":3918,"_stopResolving":41},{"_uid":536,"icon":3915,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[3919,3920,3921],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Modelo 303: qué es, para qué sirve y cómo presentarlo paso a","2026-06-10 00:00",[3927],{"_uid":3928,"asset":3929,"caption":90,"component":2862},"fb32c233-78fc-4e59-8d18-b986abe049f8",{"id":3930,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":3931,"copyright":90,"fieldtype":95,"meta_data":3932,"is_external_url":28},198302485543002,"https://a.storyblok.com/f/146026/2752x1536/bbbf15a8bc/spendesk_blog_cover_modelo-303-que-es-como-presentarlo.jpg",{},"El modelo 303 es la autoliquidación trimestral del IVA ante la AEAT. Consulta plazos, casillas principales, errores frecuentes y el proceso de presentación telemática paso a paso.",[],[3936],{"_uid":3937,"items":3938,"heading":3997,"component":648},"624a6787-08f1-4f35-8970-94eeedbbef72",[3939,3949,3959,3969,3979],{"_uid":3940,"title":3941,"component":569,"description":3942},"3e975761-0b11-4ce9-ba64-369dfff1db6d","¿Hay que presentar el modelo 303 si no he facturado nada este trimestre?",{"type":107,"content":3943},[3944],{"type":110,"attrs":3945,"content":3946},{"textAlign":25},[3947],{"text":3948,"type":116},"Sí. La declaración “sin actividad”, con todas las casillas a cero, es obligatoria. No presentarla genera un requerimiento de la AEAT.",{"_uid":3950,"title":3951,"component":569,"description":3952},"622c369c-1526-4b53-8015-43e53f983215","¿Se puede domiciliar el pago del modelo 303?",{"type":107,"content":3953},[3954],{"type":110,"attrs":3955,"content":3956},{"textAlign":25},[3957],{"text":3958,"type":116},"Sí, pero la declaración debe presentarse al menos cinco días antes del vencimiento. Pasado ese plazo, el pago requiere un código NRC emitido por el banco.",{"_uid":3960,"title":3961,"component":569,"description":3962},"683dcc52-4e0f-4043-88b9-e383d616c796","¿Qué pasa si el resultado del modelo 303 es negativo?",{"type":107,"content":3963},[3964],{"type":110,"attrs":3965,"content":3966},{"textAlign":25},[3967],{"text":3968,"type":116},"Un resultado negativo (más IVA soportado que devengado) se compensa en trimestres posteriores. La solicitud de devolución sólo es posible en la declaración del cuarto trimestre, que se presenta en enero.",{"_uid":3970,"title":3971,"component":569,"description":3972},"a79e2939-027d-4fa1-9371-1e2d3be3c405","¿Cómo corrijo un error en un modelo 303 ya presentado?",{"type":107,"content":3973},[3974],{"type":110,"attrs":3975,"content":3976},{"textAlign":25},[3977],{"text":3978,"type":116},"Si la cuota pagada fue inferior a la debida, presenta una declaración complementaria marcándola como tal. Si pagaste de más, envía una solicitud de rectificación a través del registro electrónico de la AEAT dentro de los cuatro años siguientes.",{"_uid":3980,"title":3981,"component":569,"description":3982},"f9595b39-fe4e-4cf7-8424-31a291072cb4","¿El modelo 303 incluye operaciones intracomunitarias?",{"type":107,"content":3983},[3984],{"type":110,"attrs":3985,"content":3986},{"textAlign":25},[3987,3989,3995],{"text":3988,"type":116},"Sí. Las adquisiciones intracomunitarias se declaran en las casillas 10 y 11 (IVA devengado) y en las casillas 36 a 39 (IVA deducible), aplicando la inversión del sujeto pasivo. Además, presenta el modelo 349 como resumen trimestral de operaciones intracomunitarias. Si gestionas ",{"text":3990,"type":116,"marks":3991},"facturas simplificadas",[3992],{"type":176,"attrs":3993},{"href":3994,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/factura-simplificada/",{"text":3996,"type":116},", ten en cuenta que no son válidas para operaciones intracomunitarias. --- Preparar el modelo 303 cada trimestre no tiene por qué consumir días de trabajo manual. Cuando cada gasto lleva el justificante, la categoría de IVA y la aprobación desde el momento en que se produce, el cierre trimestral se reduce a una revisión final.",[3998],{"cta":3999,"_uid":4000,"title":4001,"eyebrow":4007,"subtitle":4012,"component":160,"textAlign":90,"flexibleSection":4017,"sectionSettings":4018,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":90},[],"73f53eca-6c38-4b8b-ae21-600bcda31b8c",{"type":107,"content":4002},[4003],{"type":160,"attrs":4004,"content":4005},{"level":162,"textAlign":25},[4006],{"text":635,"type":116},{"type":107,"content":4008},[4009],{"type":110,"attrs":4010,"content":4011},{"textAlign":25},[],{"type":107,"content":4013},[4014],{"type":110,"attrs":4015,"content":4016},{"textAlign":25},[],[],[],"modelo-303-que-es-como-presentarlo","es/blog/modelo-303-que-es-como-presentarlo",-1810,[],"2d457208-a36e-4b52-bdcf-9b37ccb5ce30","2026-06-10T13:00:43.135Z",[],"blog/modelo-303-que-es-como-presentarlo",[4028,4029,4030],{"path":4026,"name":25,"lang":37,"published":25},{"path":4026,"name":25,"lang":39,"published":25},{"path":4026,"name":25,"lang":32,"published":25},{"name":4032,"created_at":4033,"published_at":4034,"updated_at":4035,"id":4036,"uuid":4037,"content":4038,"slug":4156,"full_slug":4157,"sort_by_date":25,"position":4158,"tag_list":4159,"is_startpage":28,"parent_id":653,"meta_data":25,"group_id":4160,"first_published_at":4161,"release_id":25,"lang":32,"path":25,"alternates":4162,"default_full_slug":4163,"translated_slugs":4164},"Cómo calcular el periodo medio de pago a proveedores paso a paso","2026-06-02T11:11:37.008Z","2026-07-15T12:23:14.902Z","2026-08-11T08:51:58.451Z",183128461410786,"7c7c7ec1-f381-4a05-b962-b3f01cb80b22",{"_uid":4039,"title":4032,"topics":4040,"noIndex":28,"category":4057,"language":4066,"component":542,"heroMedia":4067,"metaTitle":4068,"publishedAt":4069,"readingTime":558,"redirectUrl":90,"listingImage":4070,"metaDescription":4077,"bottomArticleCta":4078,"componentsAfterTheArticle":4079},"d0c821fb-bad6-4e16-b5b7-ca083e484b03",[4041,4049],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4042,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4043,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4044,"default_full_slug":147,"translated_slugs":4045,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4046,4047,4048],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":2307,"created_at":2308,"published_at":16,"updated_at":2309,"id":2310,"uuid":2311,"content":4050,"slug":2313,"full_slug":2314,"sort_by_date":25,"position":141,"tag_list":4051,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":2316,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4052,"default_full_slug":2318,"translated_slugs":4053,"_stopResolving":41},{"_uid":138,"name":2307,"component":22},[],[],[4054,4055,4056],{"path":2318,"name":25,"lang":37,"published":25},{"path":2318,"name":25,"lang":39,"published":25},{"path":2318,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":4058,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":4060,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":4061,"default_full_slug":549,"translated_slugs":4062,"_stopResolving":41},{"_uid":536,"icon":4059,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4063,4064,4065],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Cómo calcular el periodo medio de pago a proveedores paso a ","2026-06-06 00:00",[4071],{"_uid":4072,"asset":4073,"caption":90,"component":2862},"cbc071ec-856b-41df-a3a2-4182eb3fabd4",{"id":4074,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4075,"copyright":90,"fieldtype":95,"meta_data":4076,"is_external_url":28},198050494748961,"https://a.storyblok.com/f/146026/1538x858/a3a2285d8a/spendesk_blog_cover_periodo_pago_v2.jpg",{},"Aprende a calcular el PMP con la fórmula del ICAC, un ejemplo práctico y el marco legal vigente en España. Guía paso a paso para equipos financieros.",[],[4080],{"_uid":4081,"items":4082,"heading":958,"component":648},"d437e15a-ca83-40ff-962f-928bbc083496",[4083,4101,4111,4121,4131],{"_uid":4084,"title":4085,"component":569,"description":4086},"12ec5e27-e16b-466c-9889-f60bdd290579","¿Cuál es el plazo máximo legal de pago a proveedores en España?",{"type":107,"content":4087},[4088],{"type":110,"attrs":4089,"content":4090},{"textAlign":25},[4091,4093,4099],{"text":4092,"type":116},"60 días naturales desde la recepción de la factura en el sector privado, según la ",{"text":4094,"type":116,"marks":4095},"Ley 15/2010",[4096],{"type":176,"attrs":4097},{"href":4098,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.boe.es/buscar/act.php?id=BOE-A-2010-10708",{"text":4100,"type":116},". En el sector público, el límite es de 30 días. Superar los 60 días puede bloquear el acceso a subvenciones públicas bajo la Ley Crea y Crece.",{"_uid":4102,"title":4103,"component":569,"description":4104},"335cdbae-6409-437e-bc47-aaf9635c40a0","¿Qué diferencia hay entre el PMP y el periodo medio de cobro (PMC)?",{"type":107,"content":4105},[4106],{"type":110,"attrs":4107,"content":4108},{"textAlign":25},[4109],{"text":4110,"type":116},"El PMP mide cuántos días tardas en pagar a tus proveedores; el PMC mide cuántos días tardan tus clientes en pagarte. Un desfase en el que el PMC supera al PMP genera tensión de tesorería. En empresas de 50 a 250 empleados, un diferencial superior a 15 días suele requerir una línea de financiación adicional.",{"_uid":4112,"title":4113,"component":569,"description":4114},"0e40363e-6305-428c-9af4-0b16fff18672","¿Qué es el ratio de operaciones pagadas?",{"type":107,"content":4115},[4116],{"type":110,"attrs":4117,"content":4118},{"textAlign":25},[4119],{"text":4120,"type":116},"Es el cociente entre los pagos efectivamente realizados dentro del plazo legal (60 días) y el total de pagos del ejercicio. El RD 635/2014 exige incluir este ratio en la memoria junto con el PMP. Un ratio inferior al 80 % indica un problema estructural de gestión de pagos.",{"_uid":4122,"title":4123,"component":569,"description":4124},"989db7da-71e5-4270-8cc4-627e8ed5906c","¿Se puede calcular el PMP en Excel?",{"type":107,"content":4125},[4126],{"type":110,"attrs":4127,"content":4128},{"textAlign":25},[4129],{"text":4130,"type":116},"Sí. Necesitas el saldo medio de acreedores comerciales y el total de compras con IVA del ejercicio. La fórmula en Excel sería: =(saldo_medio/total_compras)*365. Sin embargo, el cálculo manual es propenso a errores de perímetro, especialmente al delimitar qué cuentas incluir. Las empresas con más de 100 facturas mensuales suelen necesitar una solución automatizada.",{"_uid":4132,"title":4133,"component":569,"description":4134},"ad4adb28-de48-480a-99f2-f97d1cae56a1","¿Qué herramientas recomiendas para la gestión de proveedores y control de compras?",{"type":107,"content":4135},[4136],{"type":110,"attrs":4137,"content":4138},{"textAlign":25},[4139,4141,4147,4149,4155],{"text":4140,"type":116},"Depende de tu infraestructura actual. Si ya trabajas con un ERP como Sage o Holded, empieza por su módulo de cuentas a pagar. Si necesitas automatización del ciclo completo (captura, aprobación, pago y ",{"text":4142,"type":116,"marks":4143},"conciliación",[4144],{"type":176,"attrs":4145},{"href":4146,"uuid":25,"anchor":25,"target":179,"linktype":98},"https://www.spendesk.com/es/blog/conciliacion-bancaria/",{"text":4148,"type":116},"), evalúa plataformas de gestión de gasto integral que centralicen todo el flujo en un único sistema. La clave es que la herramienta se integre con tu software contable y con los flujos de tu gestoría si externalizas parte de la contabilidad. Controlar el PMP no es solo una obligación legal. Es una ventaja operativa que mejora tu relación con proveedores, reduce costes financieros y te permite acceder a subvenciones y contratos públicos sin restricciones. Si quieres ver cómo Spendesk ayuda a los equipos financieros a gestionar los pagos a proveedores y mantener el PMP bajo control, ",{"text":4150,"type":116,"marks":4151},"visita 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prácticos","2026-06-02T11:10:02.127Z","2026-07-15T12:15:25.022Z","2026-08-11T09:32:53.440Z",183128072765908,"67e9d807-0f4a-4d91-9316-34ba5bf618ce",{"_uid":4176,"title":4169,"topics":4177,"noIndex":28,"category":4194,"language":4203,"component":542,"heroMedia":4204,"metaTitle":4205,"publishedAt":4206,"readingTime":2693,"redirectUrl":90,"listingImage":4207,"metaDescription":4214,"bottomArticleCta":4215,"componentsAfterTheArticle":4216},"c037fbcf-4158-4dad-96d1-4603185c9798",[4178,4186],{"name":132,"created_at":133,"published_at":16,"updated_at":134,"id":135,"uuid":136,"content":4179,"slug":139,"full_slug":140,"sort_by_date":25,"position":141,"tag_list":4180,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":144,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4181,"default_full_slug":147,"translated_slugs":4182,"_stopResolving":41},{"_uid":138,"name":132,"component":22},[],[],[4183,4184,4185],{"path":147,"name":25,"lang":37,"published":25},{"path":147,"name":25,"lang":39,"published":25},{"path":147,"name":25,"lang":32,"published":25},{"name":2307,"created_at":2308,"published_at":16,"updated_at":2309,"id":2310,"uuid":2311,"content":4187,"slug":2313,"full_slug":2314,"sort_by_date":25,"position":141,"tag_list":4188,"is_startpage":28,"parent_id":143,"meta_data":25,"group_id":2316,"first_published_at":145,"release_id":25,"lang":32,"path":25,"alternates":4189,"default_full_slug":2318,"translated_slugs":4190,"_stopResolving":41},{"_uid":138,"name":2307,"component":22},[],[],[4191,4192,4193],{"path":2318,"name":25,"lang":37,"published":25},{"path":2318,"name":25,"lang":39,"published":25},{"path":2318,"name":25,"lang":32,"published":25},{"name":530,"created_at":531,"published_at":16,"updated_at":532,"id":533,"uuid":534,"content":4195,"slug":542,"full_slug":543,"sort_by_date":25,"position":52,"tag_list":4197,"is_startpage":28,"parent_id":545,"meta_data":25,"group_id":546,"first_published_at":547,"release_id":25,"lang":32,"path":25,"alternates":4198,"default_full_slug":549,"translated_slugs":4199,"_stopResolving":41},{"_uid":536,"icon":4196,"name":530,"component":541},{"id":538,"alt":539,"name":90,"focus":90,"title":90,"filename":540,"copyright":90,"fieldtype":95,"is_external_url":28},[],[],[4200,4201,4202],{"path":549,"name":25,"lang":37,"published":25},{"path":549,"name":25,"lang":39,"published":25},{"path":549,"name":25,"lang":32,"published":25},[32],[],"Anticipo a proveedores: cuenta 407, asiento contable y ejemp","2026-04-30 00:00",[4208],{"_uid":4209,"asset":4210,"caption":90,"component":2862},"e58a8133-014a-4421-bad5-c4fa3dda9ac3",{"id":4211,"alt":90,"name":90,"focus":90,"title":90,"source":90,"filename":4212,"copyright":90,"fieldtype":95,"meta_data":4213,"is_external_url":28},198047324595677,"https://a.storyblok.com/f/146026/2752x1536/11fd6b63a0/spendesk_blog_cover_anticipo_proveedores.jpg",{},"Aprenda a contabilizar un anticipo a proveedores con la cuenta 407 paso a paso: asiento contable, tratamiento del IVA y ejemplos prácticos para pymes.",[],[4217],{"_uid":4218,"items":4219,"heading":958,"component":648},"5bdc664f-974f-4fdd-83ee-8b66a7c34bd3",[4220,4230,4240,4250,4260,4270,4280],{"_uid":4221,"title":4222,"component":569,"description":4223},"aefdb719-ec24-410a-9edb-a80b307c49eb","¿El anticipo a proveedores es activo corriente o no corriente?",{"type":107,"content":4224},[4225],{"type":110,"attrs":4226,"content":4227},{"textAlign":25},[4228],{"text":4229,"type":116},"El anticipo a proveedores es activo corriente, ya que se espera liquidar dentro del ciclo normal de explotación, inferior a 12 meses en la mayoría de las operaciones comerciales.",{"_uid":4231,"title":4232,"component":569,"description":4233},"244f7f2d-9820-4c87-acb8-284406d7d558","¿Es obligatoria la factura de anticipo?",{"type":107,"content":4234},[4235],{"type":110,"attrs":4236,"content":4237},{"textAlign":25},[4238],{"text":4239,"type":116},"Sí. El artículo 75 de la LIVA obliga al proveedor a emitir factura por el anticipo recibido, repercutiendo el IVA al tipo vigente (21 % general). Sin esta factura, el comprador no puede deducir el IVA soportado.",{"_uid":4241,"title":4242,"component":569,"description":4243},"dbb51f69-8c16-45ba-9860-506936442083","¿Cómo afecta el anticipo al Modelo 303?",{"type":107,"content":4244},[4245],{"type":110,"attrs":4246,"content":4247},{"textAlign":25},[4248],{"text":4249,"type":116},"El IVA del anticipo se incluye en la autoliquidación del trimestre en que se realizó el pago, no en el trimestre de la factura definitiva. Un anticipo de 2.000 € más 420 € de IVA pagado en marzo se declara en el Modelo 303 del primer trimestre.",{"_uid":4251,"title":4252,"component":569,"description":4253},"bec0d7e4-3051-4522-910d-30dd58969d90","¿Cuál es la diferencia entre la cuenta 407 y la cuenta 400?",{"type":107,"content":4254},[4255],{"type":110,"attrs":4256,"content":4257},{"textAlign":25},[4258],{"text":4259,"type":116},"La cuenta 407 registra pagos adelantados a proveedores (activo), mientras que la cuenta 400 refleja deudas pendientes de pago por compras ya recibidas (pasivo). Ambas pertenecen al Grupo 4 del PGC, pero se sitúan en lados opuestos del balance.",{"_uid":4261,"title":4262,"component":569,"description":4263},"1063f9ff-ab6b-48ef-ad67-be16cf28d619","¿Cómo se contabilizan las facturas pendientes de recibir?",{"type":107,"content":4264},[4265],{"type":110,"attrs":4266,"content":4267},{"textAlign":25},[4268],{"text":4269,"type":116},"Se utiliza la cuenta 4009, \"Proveedores, facturas pendientes de recibir\". Al cierre de mes, se provisiona el gasto estimado con cargo a la cuenta de compras correspondiente y abono a la 4009. Cuando llega la factura, se revierte la provisión y se registra la operación definitiva con su IVA.",{"_uid":4271,"title":4272,"component":569,"description":4273},"66d61b9c-5847-428d-b940-b594f0365da3","¿Qué movimientos genera la cuenta 407 en la contabilidad?",{"type":107,"content":4274},[4275],{"type":110,"attrs":4276,"content":4277},{"textAlign":25},[4278],{"text":4279,"type":116},"La cuenta 407 se carga (debe) en el momento del pago del anticipo, reflejando el derecho de cobro frente al proveedor. Se abona (haber) cuando llega la factura definitiva y se liquida la operación, o cuando el proveedor devuelve el anticipo. Si anticipa 3.000 €, la cuenta 407 presenta un saldo deudor de 3.000 € hasta que se reciba la factura definitiva o se produzca la devolución. Un saldo cero confirma que todos los anticipos han sido aplicados o devueltos.",{"_uid":4281,"title":4282,"component":569,"description":4283},"8e483612-03af-4f1d-8395-6653f3e00a15","¿Cómo verificar que el asiento del anticipo a proveedores es correcto?",{"type":107,"content":4284},[4285],{"type":110,"attrs":4286,"content":4287},{"textAlign":25},[4288],{"text":4289,"type":116},"Comprueba tres puntos: (1) el saldo de la cuenta 407 coincide con la suma de anticipos abiertos pendientes de factura definitiva, (2) el IVA soportado registrado en la cuenta 472 cuadra con las facturas de anticipo recibidas del proveedor, y (3) tras la liquidación, el saldo de la 407 para ese proveedor es cero. Cruza estos datos con el Modelo 303 del trimestre correspondiente para confirmar que no se ha duplicado ninguna deducción de IVA. --- ¿Quieres eliminar la conciliación manual de anticipos y facturas?","anticipo-a-proveedores-cuenta-407","es/blog/anticipo-a-proveedores-cuenta-407",-1710,[],"b8f5cc8e-7154-408b-963e-7739c7f3a1b7","2026-06-02T11:10:24.178Z",[],"blog/anticipo-a-proveedores-cuenta-407",[4299,4300,4301],{"path":4297,"name":25,"lang":37,"published":25},{"path":4297,"name":25,"lang":39,"published":25},{"path":4297,"name":25,"lang":32,"published":25},[4303,4304,4305,4306],["Reactive",2526],["Reactive",2963],["Reactive",3895],["Reactive",4031],1786526092153]